First-Time Home Buyer Guide

Everything you need to know about buying your first home in Phoenix

The 7-Step Process

1
Get Pre-Approved
Know your budget before you start looking. Talk to a lender about rates, down payment options, and closing costs.
2
Define Your Must-Haves
Bedrooms, location, schools, commute, budget. Our AI helps you prioritize what matters most.
3
Search with AI
Tell our AI what you want in plain English. No filter fatigue. Get matched properties in seconds.
4
Tour Homes
We'll connect you with a licensed agent who knows your target neighborhoods.
5
Make an Offer
Your agent helps you craft a competitive offer based on market data and AI-powered comps.
6
Inspections & Appraisal
Due diligence period to ensure the home is sound and properly valued.
7
Close & Get Keys
Sign the papers, get your keys. Welcome home.

Up to 5% down payment assistance for first-time buyers. Income limits apply. Available statewide.

10% down payment + closing cost assistance. No first-time buyer requirement. Income-qualified.

3.5% down payment with flexible credit requirements. Popular for first-time buyers.

Phoenix has excellent options under $400K with good schools and growing communities:

Tell our AI your budget and what matters to you. No signup required.